Car Loans

CAR AND EQUIPMENT FINANCE

car-finance

A loan for a new car, truck or motorbike.

How much can you borrow?

The amount you can borrow depends on a number of factors, including your level of income and whether your loan is secured on non-secured.

How long do you have to pay it back?

Loan terms of between 1 and 7 years are available.

Because your vehicle is used as security, car loans are typically offered at a lower rate than a personal loan, and with the interest fixed for the term of the loan, it’s easier to manage your budget.

Balloon payments are also available, which allows the monthly repayments to be lower.

COMMERICAL VEHICLE FINANCE

This finance can be obtained very quickly.

If you are self-employed, sometimes your financials don’t reflect your true earnings.

Some lenders understand this and allow those who are self-employed present minimal documentation.

You will need:

  • ABN GST registered for a minimum of 1 year
  • One of the following:
    • Rates notice
    • 30% deposit
    • previous A rating asset loan

Talk to one of our brokers to discuss this in more detail.

EQUIPMENT FINANCE

This finance can be obtained very quickly.

We use a number of different lenders, depending on what you are wanting to finance:

  • passenger vehicles
  • light commercial
  • trucks
  • trailers
  • buses
  • forklifts
  • concrete mixers
  • earthmoving equipment
  • printing equipment
  • and more

Why do you need equipment finance?

A growing and profitable business can outgrow its cash flow.

If your business wants to capitalize on an opportunity but does not have the capital commercial plant and equipment, finance may be the answer you need.

Call now to speak to a broker.

Arrange a call back today or book an appointment Contact Us

What Clients Say

My partner and I were very anxious about getting our first home loan. Hellen was incredibly supportive right from a free consultation before we even had our deposit together, through to applying for the loan a year later. She was patient and answered our many questions throughout the process. Even today we keep her updated on our progress and ask for advice on paying off our loan quickly. We’d like to thank Hellen for her patience and flexibility!

My experiences with Hellen have been overwhelmingly positive and I can’t recommend her enough. From the time we first spoke on the phone, through our initial meeting and all following interactions, Hellen has been a valued partner for me in buying a new home. Not only has she assisted with accurate and helpful advice with regards to the mortgage itself, she has also always been available, often at short notice, to discuss any questions I had about the process overall.

The difference between Hellen and other brokers I have used comes down to her approach; it doesn’t feel like I’m just another client for her, instead I am someone that is important and deserves her personal attention. She is someone I can rely on for advice, has been always responsive, always professional and always delivered for me when I needed something.

Our new business was showing potential but we needed an injection of cash to take it to the next level. Our bank, however, refused to help us out and the finance brokers that we spoke to said not to bother trying, as we had no chance of getting a loan!

Then Hellen was recommended to us and it literally changed our business!

Hellen was able to share the vision we had of putting a mobile cat grooming van on the road, the only one of its kind in Perth. She left no stone unturned in finding a loan provider that was not only willing to give us the money but also a repayment scheme that suited us. The support she gave us right through the process was exemplary!

Since then the business has not looked back and we are considering expanding again.

When we do Hellen will be the one we call!

I have no hesitation in recommending Hellen’s services to anyone.