CAR AND EQUIPMENT FINANCE
A loan for a new car, truck or motorbike.
How much can you borrow?
The amount you can borrow depends on a number of factors, including your level of income and whether your loan is secured on non-secured.
How long do you have to pay it back?
Loan terms of between 1 and 7 years are available.
Because your vehicle is used as security, car loans are typically offered at a lower rate than a personal loan, and with the interest fixed for the term of the loan, it’s easier to manage your budget.
Balloon payments are also available, which allows the monthly repayments to be lower.
COMMERICAL VEHICLE FINANCE
This finance can be obtained very quickly.
If you are self-employed, sometimes your financials don’t reflect your true earnings.
Some lenders understand this and allow those who are self-employed present minimal documentation.
You will need:
- ABN GST registered for a minimum of 1 year
- One of the following:
- Rates notice
- 30% deposit
- previous A rating asset loan
Talk to one of our brokers to discuss this in more detail.
EQUIPMENT FINANCE
This finance can be obtained very quickly.
We use a number of different lenders, depending on what you are wanting to finance:
- passenger vehicles
- light commercial
- trucks
- trailers
- buses
- forklifts
- concrete mixers
- earthmoving equipment
- printing equipment
- and more
Why do you need equipment finance?
A growing and profitable business can outgrow its cash flow.
If your business wants to capitalize on an opportunity but does not have the capital commercial plant and equipment, finance may be the answer you need.
Call now to speak to a broker.
